How the Social Security Administration decides if you are disabled

To decide whether you are disabled, the Social Security Administration uses a step-by-step process involving five questions:

1.      Are you working?

If you are working in 2006 and your earnings average more than $860 a month, you generally cannot be considered disabled.

2.      Is your condition "severe"?

Your condition must interfere with basic work-related activities for your claim to be considered. If it does not, the Social Security Administration will find that you are not disabled.

3.      Is your condition found in the list of disabling conditions?

For each of the major body systems, the Social Security Administration maintain a list of medical conditions that are so severe they automatically mean that you are disabled. If your condition is not on the list, the Social Security Administration has to decide if it is of equal severity to a medical condition that is on the list.

4.      Can you do the work you did previously?

If your condition is severe but not at the same or equal level of severity as a medical condition on the list, then the Social Security Administration must determine if it interferes with your ability to do the work you did previously.

5.      Can you do any other type of work?

If you cannot do the work you did in the past, the Social Security Administration looks to see if you are able to adjust to other work. They consider your medical conditions and your age, education, past work experience and any transferable skills you may have.